Welcome to our website and we are going to be providing you with all the latest news and developments in the home loan market. Home loans are generally loans that people apply for when purchasing a new property and the need for this type of loan, have grown exceptionally over the last couple of years.
We are to assist you to apply for a home loan with all the biggest banks that include SA Home loans & Standard Bank. We have got years of experience in the home loan market and will do our best to help you to get that home loan you require.
There are quite a few companies in South Africa that offer home loan assistance, but we feel that we do provide an excellent service and you can rest assured, that we will do our best to assist you. The home loan niche is quite a competitive sector and that is why it's crucial for anyone looking for a home loan, to work with the best company out there to assist them.
Why use us for your Home Loan?
Our success depends entirely on service. We have no vested interests in place with any particular banks and therefore we will not hesitate to compare and assure you to receive the best possible deal.
We will do our best to assist you with the purchasing of a new property or refinancing an existing home for South Africans or Non-residents. We are not restricted to work in any specific area and it would be a privileged to assist you, no matter where the property is situated. Just complete the enquiry form and we will get in touch with you, as soon as we can.
Standard Bank Home Loans
As we ourselves have done business with Standard Bank, we can highly recommend them as one the leading banks in South Africa that offer home loans to consumers.
The first option they have is for first time buyers and this clearly states that you are not to have owned a property before in order to apply for this type of home loan. The repayment term is also stipulated at 20 years or 240 months and it is imperative that you can only apply as a private individual and not as an entity.
The second option available from standard bank home loans is that of a home loan, when buying a property that is not your first property. The repayment term for this type of home loan again is 240 months and you can possibly get a 100% loan depending on your risk profile and financial records.
Standard bank is one of the top banks in South Africa and with their outstanding home loans department, we can highly recommend them as a bank to use for your home or building loan. We have been working with them for a long time now and have been able to assist many clients in the past, to get their home loan with them.
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ABSA Home Loans
Absa is probably the best-known bank in South Africa and they not only offer home loans, but also provide guidance in this regard, to assist you to make the best possible decision.
Getting a home loan is probably the biggest financial decision you will make in your life and working with us, we will make sure that you get the best interest rate from the best home loan provider.
Absa home loans offer repayments terms up to 30 years and have fixed or variable interest rate options available. Another great feature is that you have access to the Flexi option, which basically means that you get immediate access to funds saved in your home loan account.
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FNB Home Loans
FNB is surely one of the most innovating banks in the world and with their recent award, they have the goods to prove it. FNB home loans offers a wide variety of home loan options and it all depends on which criteria apply to you, in terms of your home loan requirements.
The first and original option for a home loan basically states that the loan must be finished before the applicant reaches 75, so there is an age limitation.
This type of home loan is available to applicants, joint applicants and property owning juristic persons. The second option you have with FNB is that of first time home buyer and it states that it needs to be for a fully built property, with no previous finance in place.
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Nedbank Home Loans
Nedbank has always been one of our favourite banks and they offer some great home loan products.
Basically, they have split up the home loan options into 2 main sections and it's basically defined as follows:
The first being a home loan option for an ordinary home loan, whereby you buy an existing property. The criteria include that you are able to repay your loan for up to 25 years and you can have a fixed or variable interest rate for your home loan.
If you want repay the home loan sooner, you always have the accelerated payment option included, to pay off your home loan in a shorter time period.
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